Finance · 07/17/2025

This article aims to provide international students and new immigrants with a guide to opening bank accounts. It includes information on account opening bonuses from major banks, options for high-interest accounts, and special account features, assisting readers in making informed decisions in a competitive market. By understanding the differences between checking and savings accounts, readers can manage their personal finances more effectively, enjoy higher interest rates, a

Apartment Rental · 07/17/2025

In New York, rental costs have skyrocketed, prompting many to consider the possibility of buying property. Rent in Manhattan has exceeded $5,000, while mortgage payments may be relatively close. Even international students can obtain loans for purchasing homes. For instance, a $700,000 studio could have monthly payments ranging from $3,910 to $5,002, comparable to rental prices. Additionally, buying property holds potential for asset appreciation, leading people to ponder whether renting or

Telecom · 07/17/2025

Staying connected while traveling is essential. This article provides a detailed overview of mobile card options suitable for international roaming, categorized into postpaid and prepaid types, covering service details and costs from companies like T-Mobile, AT&T, and Verizon. It helps readers choose the best plan based on their needs. Additionally, the article concludes with recommendations for apps as convenient alternatives, enhancing the practical value of the information.

Loans · 07/17/2025

This article shares personal experiences and advice on obtaining a home loan while holding an F1 OPT status. It emphasizes the importance of carefully selecting loan types, institutions, and agents, while maintaining a good credit record and transparent source of funds. Additionally, defining property prices and rationally planning loan amounts can facilitate a smoother loan application process. It is hoped that these insights will help more international students successfully achieve their

Insurance · 07/18/2025

This guide provides a detailed overview of the necessity of car and home insurance in the United States and their main types. Car insurance includes liability, collision, and comprehensive coverage, with pricing based on the driver and vehicle conditions. Home insurance protects landlords and tenants against property loss, covering structural damage and personal belongings. By understanding these insurances, international students can better protect their interests and reduce financial risks

Loans · 07/18/2025

This article discusses microloans in the United States, including the application process, interest rates, repayment considerations, and risk prevention strategies. It analyzes different types of microloans, such as bank loans, online lenders, credit unions, and payday loans. The article outlines the necessary materials for applying for a microloan, the approval timeline, and how to avoid predatory lending risks, ultimately providing suitable loan options for international students. It helps

Insurance · 07/18/2025

In the United States, international students need not only health insurance but also auto and home insurance. Auto insurance includes liability, collision, comprehensive, and other types, with liability insurance being legally required. Home insurance helps mitigate property loss during unfortunate events. Selecting the right insurance plan and managing risks are crucial to meet legal requirements and protect one’s rights. Additionally, it's important to consider the coverage for potential risks

Telecom · 07/18/2025

This article provides an in-depth analysis of Straight Talk's plan options and their pros and cons, including benefits like flexible payment methods, unlimited calls and texts, and 5G support. It also addresses limitations of the plans such as restrictions on international calling numbers and the constraints of family plans. To cater to various user needs, Straight Talk offers diverse payment plans and compatible device choices, demonstrating its cost-effectiveness.

Insurance · 07/21/2025

This article provides a comprehensive overview of essential knowledge about auto insurance in the U.S., covering state legal requirements, common insurance policies, company rankings, cost-saving strategies, and common pitfalls. New drivers, international students, and recent immigrants can learn how to choose the right insurance for their needs, avoid unnecessary expenses, and protect their rights and safety. In the complex insurance market, mastering key information will help individuals make informed choices.

Travel · 07/17/2025

Seattle is a port city in Washington State, known for its livable climate, iconic Space Needle, and famous Pike Place Market. Visitors can explore headquarters of major companies like Boeing, Microsoft, and Amazon, while enjoying stunning natural landscapes, including Olympic National Park, Mount Rainier, and the North Cascades. Located close to Canada, Seattle offers a variety of local and international travel routes, catering to all types of travelers.

Education · 07/24/2025

Since its establishment in 1903, Ran Ben Gaipu Zhao Nakyqi Middle School has been characterized by its excellence in education and humane management. The school is committed to the holistic development of both male and female students, with a particular focus on the integration of international students and their participation in diverse activities, which has led to high praise from parents and recognition as a leading educational center.

Education · 07/25/2025

TOEFL (Test of English as a Foreign Language) is a globally recognized English proficiency test that provides crucial support for candidates' academic and professional development. By taking the exam, candidates can improve their English skills, enhance communication abilities in English-speaking environments, and pave the way for entry into international academia and the workforce. Understanding the exam content and structure, along with adequate preparation, will help candidates achieve excellent results.

Telecom · 07/28/2025

T-Mobile's prepaid mobile plans are a popular choice among users in the U.S. for their excellent network coverage, flexible plan options, and convenient application process. Monthly fees start as low as $25, offering a variety of efficient calling and internet services to meet diverse user needs. Additionally, international calling and roaming features provide convenience for frequent travelers, making it one of the most competitive options in mobile communications today.

Finance · 08/15/2025

The U.S. Department of Energy announced a nearly $1 billion investment plan to accelerate the development of the domestic critical minerals and materials industry, reducing reliance on foreign supply chains. This plan covers key links such as mining, processing, and manufacturing. It aims to enhance U.S. international competitiveness in high-tech and defense sectors, and reshape the global industrial landscape by bolstering domestic production and innovation in critical mineral supply chains.

Taxation · 08/21/2025

Kaizen CPA offers one-stop global corporate services, including company registration, overseas investment filing, accounting & auditing, trademark registration, and immigration visas. Leveraging a global service network and experienced team, we assist businesses in achieving steady growth and international success in Hong Kong, Mainland China, Taiwan, Singapore, the United States, the United Kingdom, Japan, and Malaysia. We provide comprehensive support to help companies navigate complex regulations and establish a strong global presence.